“It’s important for people to look back before they’re able to move forward.”–Karen McCall

Karen McCall has a special place in my heart. She was the first one to tell me I was an underearner. And it really pissed me off!

“I am not,” I said defiantly. “I’m a writer!”

Talk about chutzpah!  Here was the leading pioneer in the field of financial recovery. And I’m arguing with her?

Of course, she saw right through my defenses and gently guided me to the truth.

I can honestly say Karen changed my life…in ways I couldn’t even have predicted at the time!!!

She stopped seeing clients years ago to focus on training Financial Recovery Coaches.

Now there’s BIG NEWS!

Jedi Master McCall (one of her students used this phrase, in an email to me, to describe Karen) is offering a special 3 month program…Financial Recovery Foundational Training…for anyone.

Yes, it’s a prerequisite for the Certification Core Training.

And it’s also ideal for professionals to augment their financial coaching skills.

But, for the first time…and here’s why I’m so excited…this training is open to ANYONE (you, maybe?) who wants to transform their relationship to money.

This is an amazing program. There is nothing like it anywhere that I know. It’s truly transformational! Karen, herself, will be teaching. And the sessions are on the phone.

You will be matched with a personal mentor, led through  your own money history, uncovering limiting beliefs, and given a tool box of “Financial Recovery’s underlying methodology.”

In other words, if you’re really serious about healing your relationship with money, this class was tailor-made for you!!! To learn more: www.financialrecovery.com.

This course will rock your world. Are you ready?

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I’ve been blogging about Sacred Success for almost a year. My purpose: to show you how to create Affluence—in a way that is meaningful to you and beneficial to others—by doing what you were put on this planet to do.

In review, Sacred Success unfolds in 4 Stages:

  1. Stage #1: responding to the Call to Greatness
  2. Stage #2: receiving consciously, surrendering to what is
  3. Stage #3: pursuing your highest purpose by exercising disciple.

We’re now at the 4th and final stage: leaving a legacy by modeling Greatness.

The truth is, we are always modeling something: either Greatness or Mediocrity (often disguised as Grandiosity).

Most people, as you can guess, are modeling Mediocrity. Why? Because it’s easy. All you have to do is stay in your comfort zone.    But to  model Greatness, you must  recognize your value, live your Purpose , leap into the unknown, let your light shine, and  leave your mark on the world.

This 4th stage is where Real Power lies. I believe when enough Enlightened Women, (along with enlightened Men) come together to model Greatness, our collective legacies will change the world, heal this planet. It all starts with each one of us.

Have you thought about the legacy you wish to leave?

Need help? I’ll share some tips in my next blog.

Until then leave a comment below about which stage in Sacred Success you are navigating right now.

I wonder if we women aren’t lacking a gene that makes this form of discipline especially difficult.  The final technique,  Strategic thinking, means keeping one eye on your higher purpose without taking the other off the bottom line.

Men seem much savvier at strategic thinking. Women, in their eagerness to give back to  their community or give birth to their dreams, often neglect this critical step.

To  think strategically, you must constantly link your Big Vision to the costs of doing business, connect your mission statement to the profit/loss statement.

One  woman explained it this way: “Connect everything with the numbers. To be a successful business woman, you have to strategize all the time on how to make the numbers work.”

And another,  a business owner  “The secret to a million dollars is continuously reevaluating the expenses to run a lean, mean business.”

And still another: “Once you know where the profit is, it’s just a matter of multiplying how many widgets you need to sell.”

Basically, strategic thinking involves:

  • figuring out the costs to do business
  • cutting losses when something wasn’t working
  • designing effective structures and systems
  • daily strategizing and yearly long term planning

Strategic thinking did not come easily to many of these women.

“This is not my nature,” said a former journalist, “I’m a writer. It was something I had to learn. No matter how passionate you are, you have to have business savvy.”

You can learn to think strategically by reading books, taking classes, talking to others, and/or consulting with professionals in or outside your industry.

I find strategic thinking is best done with others. My advice for tackling this technique– form a Strategic Task Force. Invite people (anywhere from 1 to 10) you trust, respect, and admire. Meet with them regularly to help you stay on track  strategically or  contact them when you need strategic solutions to problematic situations.

Please comment on your experience with strategic thinking.  This is definitely something I want to learn more about!

I’m coming out of the closet…and perhaps going out on a limb.  I’m going to tell you something I’ve never really shared out loud, in public, so explicitly.

For those who know me, what I’m about to say will come as no surprise.  And if you’ve read my latest blogs, it’ll probably seem obvious. But I feel compelled to confess my deepest conviction…

I firmly believe that financial success is a spiritual journey; that financial abundance is a divine right and a divine duty; and that financial accountability is a sacred responsibility.

I share this for a reason. I believe looking at money from this perspective makes the often overwhelming task of making more and managing it wisely seem easier and definitely more meaningful. It sure did for me.

I’ve come to believe, from my own experience, that money (respecting and appreciating it) is a vital tool for doing what we were put on this earth to do.

I’ve always believed that we are here to do God’s work. But we cannot possibly follow our God-given destiny, if we’re drowning in debt or struggling to make ends meet.

However, disciplined spending, ample earnings, habitual savings, and prudent investing are sacred tools for not only living our best life but improving the lives of others.

Money  is power. Everyone knows that. But I take it one step further.  Money, I believe, is God made visible.

Do you think I’m way off here????


Those of you familiar with my work know this about me: I’m a big fan of using financial advisors.

The reason: we women are so busy, many of us of don’t have the time, interest, or knowledge to manage our own money (and do it well). Of all the women I’ve interviewed, the ones with the highest networths didn’t necessarily earn (or inherit) the highest income. But the whopping majority did work with financial professionals.

The challenge: how do you find a trustworthy financial advisor?

The strategy: Ask for referrals from people who are happy with their advisors. Or go online to find names of advisors near you. Try these sites:

www.napfa.org — National association of Personal Financial Advisors

www.garrettplanningnetwork.com — the Garrett Planning Network of financial advisors who work for an hourly fee.

www.cfp.net — the website of Certified Financial Planners

The solution: Resist the urge to sign up with the first advisor you meet. Interview at least 3. Ask questions such as these, then go with your gut instinct:

1. Would you tell me about yourself?

2. Do you specialize in certain types of investments?

3. Who are your clients?

4. How do you charge for your services, and what costs might I incur working with you?

5. How often do you communicate with clients, and how often might I expect to hear from you?

6. Have you ever been involved in any lawsuits, arbitration, or disciplinary problems?

7. Is there anything you want me to know about you that I haven’t asked?

Need more help? I’ve written a booklet filled with great advice: Finding A Financial Advisor You Can Trust. You can order it on my website.

I’d love to hear your tips about finding an advisor.

A lot of women in my workshops tell me they feel guilty about wanting to make more money, as if a profit motive were something shameful. I understand their conflict. I used to struggle with it myself. But that was before I wrote my book, Secrets of Six-figure Women.

Stone archI always asked every woman I interviewed this question: Are you doing what you’re doing for the money? With rare exceptions, every one swore that it wasn’t the money that motivated her success. It was what the money represented, something much deeper, more personal, and very individual. These women were driven more by what they hoped to achieve rather than what they aspired to earn. Each one had a vision for her life based on cherished values like recognition, independence, security, or achievement. These intangible goals rather than hard cash provided the fuel for their financial success.

However, there was an important distinction that made a big impact on me. Granted, these women weren’t in it for the money. But at the same time—this is the key—they darn well wanted to be well compensated because they felt they were worth it. Their financial success didn’t come from the love of money, but love of self…and the value they placed on what they offered.

I have come to see that achieving self love, self worth, self respect are the real secrets to financial success, much more so than working longer hours or seeking multiple streams of income. Would you agree?

If you really truly want to achieve greater financial success, I have a special challenge for you. To participate in this challenge, you’ll need to read this article:

Financial graphsTaking charge of your money – and your life
http://www.womentowomen.com

The fact that the author, Dr. Dixie Mills, called me one of her “3 favorite female money experts,” has nothing to do with why I’m bringing this to your attention. Really! (Though, I admit, I’m flattered.)

The reason I got so excited by this article is because the author, a medical doctor, a left-brained scientist (and a brilliant one), really got the importance of doing the Inner Work along with the Outer Work. She talks at length about how our past history, the messages we got from our parents and society in general, have shaped the way we relate to money today.

“The best money courses,” Dixie writes, “address our financial blueprints along with family and cultural values first. If they don’t, they’re probably not worth the money, and you’ll only get so far.”

Right on, Dixie!!

So as we start a new year, I’d like to pose a 3 part challenge to all of you financial achievers.

  • First, read Dixie’s article.
  • Second, do the exercise she includes to help you “identify your own ingrained ideas about money.”
  • Third, follow her advice to “learn about one new area of money a week.”
  • Bonus points for doing this with a partner!

If you decide to take the challenge (and I sure hope you do!), I’d love to hear about your experience.

Here’s to a prosperous and healthy new year for all!